Putting Theory to Practice – How to Save Money

We are all good at saving money in theory but when it comes down to actually doing it, there are always obstacles and reasons. College debt, house mortgage, car loan – they are subversively turning us into voiceless pawns, terrified of losing our jobs and often going against our own beliefs for the sake of stability? status? family? No, let’s be honest, for the sake of money.

But life can be different. After all, we can get ourselves back on track if we have a plan. We may not know the shortcuts but keeping the goal in our mind’s eye will get us straight to it.

To start spending less and saving more we need to change our routines and our thinking. Reducing our wants is easy to say but in order to achieve that we need to practically do or stop doing something. For example, eat out less often. Start by reducing the number of dining out step by step. You will find it harder to implement a great change from the start. So, if you usually go out dining 3 days a week, make them 2. Put aside the money that you would have spent on that 1 night out. After several months the collected sum will encourage you to make another change.

A lot of money can be saved by making small changes and each of us can do it.

Click on the infographic to see it in full size and get even more ideas on how to save money.

Infographic created by The American Institute of CPAs and the Ad Council as part of its national public service campaign, Feed the Pig.

What changes have you made in your life this year to save money?

[Photo via Shutterstock]

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Tags: money, reduce, save money

About the Author

Sonya Kanelstrand Sonya is a photographer and a creative artist sharing her Scandinavian experiences. Her blog Kanelstrand Organic Living has become the meeting point of a vibrant green community of eco-conscious artists and crafters from around the world. Sonya believes that people and nature can co-exist together in a healthy and inspiring union without harming each other. She implements the knowledge gained from studying Philology and Pedagogy in her approach to sustainable and eco-friendly living.